Reserve Bank’s OCR Decision – A Positive Shift for Property & Development
Big news from the Reserve Bank this week: the OCR has been cut by 25 basis points to 3%. Even more telling, a bigger 50-point cut was on the table — showing just how focused the Bank is on giving the economy a lift.
So, what does this mean for property and development?
August 22, 2025
Borrowing just got easier:
Lower rates make lending more affordable, opening the door for first-home buyers and investors to re-enter the market with confidence.
Signs of housing momentum
After a quieter stretch, demand for townhouses and new builds could start to pick up again as buyers look for long-term value.
A boost for developers
While challenges around supply chains and lending remain, the lower OCR provides a welcome tailwind for projects getting off the ground.
Overall, the Reserve Bank is sending a clear signal: it wants to fuel growth and activity. For the property market, this feels like the first real step toward a more confident, active phase ahead.
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